When rural capital moves with purpose, it creates momentum—and Oklahoma is a national leader in getting it right. From 2015 to 2024, the state secured over $665 million in USDA Business & Industry (B&I) Guaranteed Loan commitments, supporting more than 130 projects across its rural landscape. That performance places Oklahoma firmly in the Top 5 nationally for B&I volume, according to the 2025 economic assessment by Summit LLC.
At GLSUSDA, we’ve been directly involved in many of these transactions—structuring USDA loan packages that help rural businesses grow, create jobs, and build lasting community assets.
Oklahoma has a rich mix of industries across its small towns—making it a natural fit for the flexibility of the B&I program. From agriculture to advanced manufacturing, the entrepreneurial spirit here runs deep.
GLSUSDA works closely with community and regional lenders across the state who know how to navigate USDA requirements and maximize impact. Our packaging and advisory team ensures deals are compliant, competitive, and fast-tracked.
Economic development organizations, tribal authorities, and chambers of commerce in Oklahoma actively promote B&I lending as part of their capital stack. This alignment accelerates adoption and improves project readiness.
These numbers reflect more than program use—they reflect strong execution and lasting local benefit.
From grain elevators to cold storage and value-added processing, B&I loans are modernizing Oklahoma’s ag infrastructure.
Small-town manufacturers are using USDA financing to automate production lines, buy specialized equipment, and expand facilities.
Fuel distributors, freight operators, and site development firms are leveraging B&I capital for trucks, warehouses, and project buildouts.
Critical access hospitals, rural clinics, and independent hotels are expanding their capacity and upgrading operations with long-term USDA-backed capital.
Project: Local operator exercised a lease-to-own option and used a $1.68M B&I loan to acquire and renovate a rural hotel.
Outcome: Property rebranded, added new digital booking systems, and doubled average occupancy.
Impact: 15+ new jobs, improved lodging access, and measurable gains in tourism revenue.
GLSUSDA advised the lender on eligibility, packaged the USDA file, and supported the borrower through closing.
Summit LLC’s independent evaluation found:
This confirms that Oklahoma isn’t just active—it’s effective.
In FY2025, USDA set a record $3.5 billion in B&I lending authority with a subsidy rate of just 0.2%—meaning it costs the federal government just 20 cents for every $100 lent.
With reshoring, energy independence, and rural revitalization back in focus, USDA B&I capital is more relevant—and more accessible—than ever before.
We don’t just advise—we execute. GLSUSDA supports:
Our track record in Oklahoma includes hundreds of millions in USDA-backed lending, and we bring this experience to every new deal.
Oklahoma’s Top 5 ranking in USDA B&I lending is no coincidence. It’s the product of:
If your rural Oklahoma business is ready to scale, modernize, or build something new—GLSUSDA is ready to help you finance it.